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Get Peace of Mind for Large Cash Balances with ICS & CDARS

Using IntraFi Cash ServiceSM, or ICS®, and CDARS® you can access millions in FDIC insurance for cash deposits from IntraFi® network banks and enjoy the simplicity of banking with just one trusted, local institution. Conveniently and easily secure funds placed into demand deposit accounts, money market deposit accounts, or CDs.

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Rest assured.

Relax knowing that your funds are eligible for multi-million-dollar FDIC insurance, protection that’s backed by the full faith and credit of the United States government.

Save time.

Capitalize on the simplicity of working directly with one bank, and say goodbye to managing multiple bank relationships, tracking collateral, or having uninsured deposits to footnote in financial statements.

Earn a smart return.

Earn interest at a rate set by the participating institution of your choice, and avoid the risks associated with prime MMMFs. Rates often compare favorably to Treasuries and government money market mutual funds (MMMFs).

Make communities stronger.

Feel good knowing your deposits can be used to fund lending in the local community or to help underserved communities.1

Flexibility. Multiple liquidity options put you in control. Enjoy access to funds placed through ICS into demand deposit accounts and money market deposit accounts. With CDARS, you can select from a range of maturities between 4 weeks and 3 years.

Transparency and detailed reporting.Feel confident knowing where your funds are at all times, and save time with detailed reporting provided via your local bank relationship.

Safety for your cash in any market environment. Earn returns and keep your cash protected through economic ups and downs with access to millions in FDIC insurance. No one has ever lost a penny of FDIC-insured funds. In addition, with ICS and CDARS, your funds aren't subject to floating net asset values that can lead to loss of principal and erase returns.

A tested, trusted solution. Depositors of all types, including businesses, nonprofits, government entities, fiduciaries, individuals, and socially responsible investors collectively, place billions of dollars through ICS and CDARS. And thousands of banks across the nation are part of IntraFi's network of banks and financial institutions.

Ask your bank if it is part of IntraFi's network, or find one of thousands of local banks that are.


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See what others are saying.

I have found participation in CDARS to be simple and a time saver. We earn very competitive interest rates on our investments while freeing up staff time. We were in CDARS during our last audit and passed with flying colors!

Christine J. Johnson

Treasurer, DeKalb County, IL

[My boss] has an ‘on top of it’ philosophy. CDARS gives us a single statement, and we know we’re protected and where the money has been transferred to. The service was made for someone like him.

Business Manager

Insurance Company

All the work is done on the institution’s part and not ours [with IntraFi's services]. One less thing I have to do. It’s all under one roof but not under one roof. [My bank rep] was able to bring everything under one bank. So wonderful.


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