How services from IntraFi® compare to other cash management alternatives.
How services from IntraFi® compare to other cash management alternatives.
| Product | Problem | Solution |
|
Checking |
May or may not earn interest, and funds are insured only up to $250,000 per insured capacity, per bank | You can have it all— enjoy access to multi-million-dollar FDIC insurance through a single bank relationship |
| Treasuries | Backed by the full faith and credit of the federal government but might earn a lower yield while featuring a similar risk profile | |
| Repurchase sweeps |
May earn interest, but the yield can be very low; there may be administrative tracking obligations, and the funds are not FDIC insured | |
| Collateralized deposits |
Administrative tracking problems can be more onerous than with repo sweeps, and only certain types of deposits can be collateralized | |
| Money market mutual funds |
Earn interest, but the yield may be very low; the investment is not backed by the full faith and credit of the federal government, and some funds are subject to floating net asset values, liquidity fees, and money market mutual funds redemption gates |